Let’s get to know each other. We’ll set up an introductory meeting either in person or virtual. We’ll learn about who you are, your goals, values and passions. We’ll answer your questions about the process, how we are compensated and what we need from you to get started.
This is when we collect your information. We’ll start with your personal info and move on to your income, savings and debts. We’ll write down your goals (buying a home, having a baby, retiring early, buying that fancy car) and use it to create your financial plan. We’ll talk about the “what ifs” in life, your worries, your values and so much more.
We’ll use the information in the fact find meeting to create a financial plan for you. This will include a monthly budget for two years, a full recommendation summary with specific action steps regarding your savings, investments, insurance, estate planning and more. We’ll talk about the red flags we see and how to address them. We will provide long term projections for your goals, timelines for achieving them and how you’re going to get there.
We will send you copies of everything presented to you during the plan presentation meeting. You’ll have some time to digest, read and discuss the recommendations. We’ll meet again to hear you feedback and tweak the plan if needed. If it all sounds good, we’ll open your investment accounts, start insurance applications and get the ball rolling on paperwork.
We work for you now and you have us on call. Send us an email or text message anytime to discuss your plan, ask questions about your accounts or anything else that’s on your mind. Since we know your life intimately, you won’t need to explain your situation to a random customer service agent like you do at your bank.
We’ll have a formal meeting once per year to check in. We’ll discuss the performance of your accounts against their target benchmarks. We’ll discuss your budget plan, emergency savings, debt repayments, revisit previous goals and celebrate your successes.
